Founded in 1943, Security Financial Services (SFS) is an established real estate lender headquartered in San Francisco. Throughout both good times and bad, we’ve provided mortgage brokers, developers, and investors acquisition, rehab, or refi loans secured by property throughout the Bay Area and Northern California.

We’re proud to offer the most competitive private money pricing & terms in Northern California and the ability to close quickly. 
There’s a reason over 60% of our fundings are to repeat borrowers.

(800) 982-5945


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The Advantages of Working With SFS: 

Many private lenders claim to have competitive terms and the ability to close quickly, but in reality they offer "low rates" and "quick closings" on only a fraction of their fundings. Here at SFS, we consistently offer the lowest rates (starting at 6.95%) and regularly close in a matter of days.

 
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COMPETITIVE PRICING

Security Financial is neither a high-priced hard-money lender nor a slow-moving conventional originator. Thanks to the mix of our own capital and low-cost lines of credit, we’re able to offer some of the lowest private lending rates around.

 
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DIRECT LENDER

We’re a direct lender, which means we don’t consult with outside investors to approve deals. In-house underwriting and servicing. We handle the Borrower Experience from origination to maturity to deliver a quick and smooth closing.

 
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FAST APPROVALS & CLOSINGS

For Borrowers who have an immediate close of escrow or have a hard to finance property, we can close in as fast as 3-5 business days! Our familiarity with Bay Area real estate markets, flexibility, and streamlined process allow us to accommodate short deadlines.

 
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PURCHASE OR REFINANCE BRIDGE

Short- or medium-term solutions to fix & flip, buy & hold, rehab, or cash-out. Solves situations where the property is un-stabilized and needs improvements before it can be sold or refinanced by a conventional lender. Major Rehab considered.

 
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our specialty: multifamily PURCHASE + rehab financing

Find value-add rental property and reach out to SFS to finance BOTH your acquisition and your capital improvement costs!

 


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SFS is a proud member of the Bay Area Mortgage Association

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SFS is a proud member of the California Mortgage Association