Note Holders

You've already sold your business and financed a note yourself. How can you benefit from the sale of the note?

Turn your note into cash. Sellers are rapidly realizing that they can get cash now rather than continue to collect the note's monthly payments over several months or years. This is where Security Financial comes in. Assuming the note meets our underwriting requirements, we offer competitive bids for the value of the note - in other words, we will offer the seller a lump sum for the note's remaining payments.
More financial stability. Sellers can use the cash to invest in another business or pay off debt

Submit a business note worksheet to receive a competitive bid within 48 hours.

• Can I sell my business note for cash? • What's the advantage to selling the note? • Why should I sell my business note to Security Financial? • In which industries does Security Financial purchase notes? • How much is my note worth? • How much does a quote cost? • Can I sell just part of my note? • How can I sell my note?
Can I sell my business note for cash?: If you are receiving monthly payments on a business note, you can probably sell those payments for cash.
What's the advantage to selling the note?

You can use that cash to invest in a new business opportunity or pay off debt, for example.
Why should I sell my business note to Security Financial?: There are several reasons. We have clearly established ourselves as the leading purchaser of business notes in the nation. With over 60 years of commercial finance experience, we are able to offer fair and competitive bids to you for your note. See the other reasons why you should sell to us.
In which industries does Security Financial purchase notes?: We work with all types of industries - bakeries, restaurants, dry cleaners, laundries, convenience stores, or gas stations for example. We usually focus our attention on small and medium-sized enterprises.
How much is my note worth?: It depends on a number of factors - the health of the business, payor payment history, etc. Usually we'll quote somewhere between 70% to 90% of the balance of the note.
How much does a quote cost?: It's free. There are no processing fees, even if you do not accept our quote.
Can I sell just part of my note?: We try to offer the most flexible purchase plans. Security Financial purchases whole (the entire number of monthly note payments) or partial (a portion of payments) notes. If you choose to sell a partial, you can collect or sell the remaining payments after the end of the note's term.
How can I sell my note?: Complete our Business Note Worksheet and receive a quote for your note.